Life insurance is an important foundation for every financial plan.
Make sure your clients have the
right coverage and that their beneficiaries are up to date!
Fall SURGE meetings are occurring!
Here are a few tips as you review your client's insurance:
HOMEOWNERS
Review Dwelling Coverage Values
Homeowners policies do not automatically update the Replacement Cost of a dwelling!
Make sure these are up to date, especially if the policy was originally written pre-COVID!
AUTO
Review Limits and Deductibles
Raising deductibles while raising the limits will
help keep costs down.
Consider a $1,000 or $2,000 deductible!
UMBRELLA
Do your clients have umbrella?
No umbrella yet? Consider adding on for a few hundred dollars a year!
$1,000,000 is standard, but as a client's networth grows, so should their umbrella!
LIFE INSURANCE
Does your client have the right amount of private insurance coverage?
Review workplace benefits and current insurance
policies! Check those beneficiaries too, we don't
want any ex-spouses or empty spaces!
DISABILITY INCOME/ GUARANTEED INCOME
We have been getting a large influx of Annuity quotes and questions! Whether your client is looking to supplement Social Security or they currently have an annuity, let us provide you and your client's a policy review!
Advisor Portal Updates
We recently added Multi-Factor Authentication to the portal to make it even more secure for you and your client's!
This month, we are working on mass upload capabilities so we can perform more policy reviews! This includes increasing upload file sizes.
We just crossed over 100 podcasts!
A great reminder:
Let us know how we can help your
client's this fall!
We are here to help!