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Writer's picturePeter C. Ciravolo

November 2021 Newsletter

Updated: May 17, 2022




November is here!

LONG TERM CARE AWARENESS MONTH


Do you know the differences between hybrid/asset based?


Long Term Care isn't the easiest conversation.

Let us know how we can help you navigate the LTC conversation with your clients!





What triggers a long term care event? The 6 activities of daily living!

Who came up with activities of daily living?

The concept of ADLs was originally proposed in the 1950s by Sidney Katz and his team at the Benjamin Rose Hospital in Cleveland, Ohio. The concept of ADLs has been added to and refined by a variety of researchers since that time.



Are you having the LTC conversation with your clients early enough?


COUPLE IN THEIR MID 60s EXAMPLE:

Indiana, $6,000 a month for both unlimited LTC length.


One America Asset Care (one of the best / most well known carriers out there)


$13,734 straight annual premium.




COUPLE IN THEIR MID 40s EXAMPLE:


Sample of a joint couple Female 44, Male 46 $6,000 a month for both unlimited LTC length.

One America Asset Care (one of the best / most well known carriers out there)

$6,814 straight annual premium.





XYPN Live is next week!


November 8-12


BC Brokerage is hosting a Happy Hour


Tuesday November 9th 6-9pm


Rock Bottom Downtown Denver


1001 16th Street

Denver, CO, 80265


RSVP to peter@bc-brokerage.com







How can we be of service to you and your clients?

Feel free to reach out with any questions you or your clients have on Life, Disability Income, Annuity, and Long Term Care.





We are always one click or dial away!



BC Brokerage LLC

PO BOX 441032

Indianapolis, IN, 46244


765.730.7146

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